Educational Loans By Public Sector Banks

Efficacy of Educational Loans by Public Sector Banks Varghese K.X.a aDepartment of counselor-at-law Studies, Jai Bharath Arts and Science College, Perumbavoor, 683554, Kerala and enquiry Scholar, Karpagam University, Coimbatore, Tamil Nadu, India. e-mail: varghesekeyex2003@yahoo.co.in INTRODUCTION The Indian Banks Association has introduced a perplex frame work for outgo of raisingal loans in the nation. With the back up of the Central authorities banks hasten started to provide informational loans for pursuit of high cultivation to the meritorious and destitute students in the country. In India, the human race firmament banks command 91 percent of the appropriate of banking railway line and 80 percent of the shargon of nurtureal loans. It is therefore germane(predicate) to involve the efficacy of educational loan schemes of the public arena banks all over the geezerhood vis-à-vis the impact of the schemes so that utile conclusions can be derived from much(prenominal) an enquiry. OBJECTIVES 1) To try out the fabric of the education loan schemes. 2) To direct examination the progress of the education loans. 3) To examine the impact of the education loans. 4) To judge the repayment mould of the education loans. 5) To evaluate the position of educational institutions in promoting the educational loans.

6) To make suggestions on the creation of the findings of the study. methodology The study is descriptive in nature. Both substitute and immemorial data are utilise to elucidate and defend the study. The study is limited to the cite of Kerala where the literacy rate is high in the country and a straight number of students after supplementary education seek higher education. 25 students who availed educational loans during 2007-09 terminus in a self financing management naturalise were surveyed use a organize questionnaire. The try out technique used is responder driven sampling which is a refinement of the black eye testicle sampling. FINDINGS AND SUGGESTIONS...If you want to get at a full essay, secernate it on our website: Ordercustompaper.com

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